Vacant Property Liability Insurance

Quote and buy your insurance directly with Thor Insurance

Get a quote and buy Vacant Property Liability insurance online in under five minutes.Thor Insurance offers Liability insurance product designed for residential and commercial vacant properties. Whether you own a Vacant commercial unit, Condo or Vacant Land, we offer competitive rates and coverage to meet your needs.

Eligibility Criteria

  • Residential or Commercial Buildings and Condo Units that are 100% vacant
  • Vacant Land/Lot up to 80 Hectares (For residential or commercial development)
  • Vacant building of up to $5 Million in value
  • No structure, building, agistment facility, farming, car park or any other operations/events being held at vacant land
  • No properties undergoing any construction, repair, renovations or demolition

List of Eligible Properties

  • Vacant Land
  • Vacant House
  • Vacant Residential Condo (Individual Unit)
  • Vacant Commercial Condo (Individual Unit)
  • Vacant Commercial Building (Excluding strata building)

Any of the following intended occupancies are ineligible:

  • Hotel/Motel/Resort
  • Ski Lodge
  • Holiday rental (Incl Airbnb)
  • Shopping Centres/Malls
  • Storage Facility
  • Aviation – Airports/Hangar etc.
  • Warehouse/Industrial Site
  • Pub/Bar/Licenced Club/Nightclub and other licenced operation
  • Recycling Plant/Yard
  • Disposal Site (Waste & Chemical)

Payment Options: Monthly and Annual

Eligible in Alberta and British Columbia

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