Vacant Property Liability Insurance
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Thor Insurance offers Liability insurance product designed for residential and commercial vacant properties. Whether you own a Vacant commercial unit, Condo or Vacant Land, we offer competitive rates and coverage to meet your needs.
Eligibility Criteria
- Residential or Commercial Buildings and Condo Units that are 100% vacant
- Vacant Land/Lot up to 80 Hectares (For residential or commercial development)
- Vacant building of up to $5 Million in value
- No structure, building, agistment facility, farming, car park or any other operations/events being held at vacant land
- No properties undergoing any construction, repair, renovations or demolition
List of Eligible Properties
- Vacant Land
- Vacant House
- Vacant Residential Condo (Individual Unit)
- Vacant Commercial Condo (Individual Unit)
- Vacant Commercial Building (Excluding strata building)
Any of the following intended occupancies are ineligible:
- Hotel/Motel/Resort
- Ski Lodge
- Holiday rental (Incl Airbnb)
- Shopping Centres/Malls
- Storage Facility
- Aviation – Airports/Hangar etc.
- Warehouse/Industrial Site
- Pub/Bar/Licenced Club/Nightclub and other licenced operation
- Recycling Plant/Yard
- Disposal Site (Waste & Chemical)
Payment Options: Monthly and Annual
Eligible in Alberta and British Columbia
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