Commercial Property Edmonton

Protect Your Business with Reliable Commercial Property Insurance in Edmonton

Comprehensive Coverage for Your Business Assets

Unexpected events like fire, theft, or natural disasters can put your business at risk.

Without the right coverage, a single incident can lead to significant financial loss and disruption. Our commercial property insurance ensures your business stays protected by covering your buildings, equipment, stock, and more.

Make sure your business is prepared for the unexpected – Contact us today to get a free quote and find the right commercial property insurance for your Edmonton business.

Why Commercial Property Insurance Matters

Running a business involves numerous risks, and protecting your assets should be a priority. A solid insurance policy helps safeguard your business property, allowing you to focus on growth without worrying about unforeseen damages or losses.

What Does Our Commercial Property Insurance Cover?

BUILDINGS

Your business property is one of your most valuable investments.

Our insurance covers:

Offices, warehouses, and storefronts
Storage buildings, garages, and unlicensed trailers used for storage
Permanently installed fixtures, fittings, machinery, and equipment
Attached signage that is part of the building

Having the right protection ensures you can rebuild or repair any damage swiftly, minimizing business disruptions.

Beyond the structure of your building, your business relies on essential items inside.

Our coverage includes:

Furniture, fixtures, and office equipment
Machinery and tools required for daily operations
Inventory and stock held on your premises
Tenant improvements and upgrades made to rental spaces
Property of others in your care, custody, or control

With this coverage, you can ensure that your day-to-day operations continue smoothly even after an unexpected event.

STOCK

For businesses that rely on inventory, protecting stock is essential.

Our policy includes coverage for:

Merchandise held for sale
Raw materials used in production
Unfinished goods still in process
Packaging, wrapping, and shipping supplies

Whether you’re in retail, manufacturing, or distribution, safeguarding your inventory can help you
avoid financial setbacks.

MACHINERY, EQUIPMENT & TOOLS

The right equipment keeps your business running. We provide coverage for:

Production machinery used in manufacturing
Specialized tools and technical equipment
Equipment necessary for daily business operations

Replacing or repairing damaged machinery and equipment can be costly. Our insurance ensures that you can get back to business without a heavy financial burden.

Request your personalized, obligation-free quote today!

Is Your Insurance Program Really Doing Its Job?

What our Insurance Review uncovers — and why it matters.

If you’re like most business owners, insurance is one of those things you have but rarely feel confident about. Policies pile up. Premiums go up. And when questions come up, the answers are… underwhelming.

At Thor Insurance & Financial, we work with manufacturers, machine shops, and millworks across Alberta. We don’t start by quoting — we start by reviewing. Our Insurance Review is how we help business owners like you take back control.What our Insurance Review uncovers — and why it matters.

Here’s how it works:

You send us your current policies

That’s it. No meetings, no pressure. We do the heavy lifting.

We rank issues by impact

1. Business-Killers – gaps that could shut your doors
2. Cash-Flow Disruptors – coverage shortfalls that could slow your recovery
3. Housekeeping – errors and missed details that shouldn’t be overlooked

We recommend solutions

Not generic fixes — tailored adjustments backed by technical expertise in:

• Business Interruption
• Cyber & Breach
• Property & Equipment Valuation
• Directors & Officers Liability

We invest in your success

We put up to 40% of our first-year earnings back into your risk control — like equipment or commercial building appraisals, Business Interruption consulting, or cyber hardening with vetted pros.

So what happens next?

If our review shows that your current setup isn’t built to withstand a major loss, we’ll invite you to work with us. That means having a conversation about transitioning your policies so we can put our recommendations into action — and start working for you.

We don’t badmouth your current broker. We simply let the gaps speak for themselves.

Our job is to help you protect what you’ve built — properly.

If you’re ready to understand where you stand and what can be improved, let’s start with a review. No pressure. No obligation. Just clarity.

A few weeks before renewal simply isn’t enough time for the depth of work we do. Our process starts when your documents are in hand. The earlier we begin, the more thorough and strategic the review — without the pressure of a looming deadline.

Our Audit Process ensures tailored, optimized insurance solutions for each individual customer. Click below to see how it works:

Get a Free Quote Today!

Don’t leave your business vulnerable to risks. Contact us today to get a free quote and find the right commercial property insurance for your Edmonton business.