Commercial Liability TEST

Protect Your Business with Reliable Commercial Liability Insurance

Safeguard Your Business from Liability Risks

Every business faces potential risks that could result in legal and financial challenges.

Our commercial liability insurance provides essential protection against third-party bodily injury and property damage claims arising from your business operations.

Don’t leave your business vulnerable to risks. Contact us today to get a free quote and find the right commercial liability insurance for your Edmonton business.

Understanding Commercial Liability Insurance

Liability exposures vary depending on your industry and business activities.

Our comprehensive policies ensure you are protected against various risks, giving you peace of mind while running your business.

Types of Commercial Liability Coverage

COMMERCIAL GENERAL LIABILITY (CGL) & COMPLETED OPERATIONS

This policy provides coverage for damages you become legally obligated to pay during and after the completion of a project. It applies to a wide range of business operations, protecting against property damage and bodily injury claims.

However, certain exclusions apply, which are covered under specialized liability policies.

PROFESSIONAL LIABILITY / ERRORS & OMISSIONS (E&O) LIABILITY

Professionals such as doctors, lawyers, engineers, and accountants require specialized insurance to cover claims of negligence or errors in their work.

If a mistake leads to financial loss or injury to a third party, this coverage ensures protection against legal claims and damages.

DIRECTORS & OFFICERS (D&O) LIABILITY

Company leaders can face lawsuits due to decisions they make while managing a business. D&O insurance provides financial protection for directors and officers if they are personally sued for alleged wrongful acts, mismanagement, or breaches of duty.

POLLUTION / ENVIRONMENTAL LIABILITY

Environmental hazards can lead to significant financial and reputational damage. This coverage responds to claims arising from pollution incidents, hazardous material exposure, and environmental contamination.

Get your personalised, obligation-free quote today – It’s absolutely free!

Real-World Claims Examples

Commercial General Liability: Completed Operations – Contractor

A roofing contractor completes a project at a bank. Six months later, melting snow enters through the roof, damaging multiple network servers. The contractor is held responsible for the loss.

General Liability – Contractor

A metalworker installs a railing but fails to block off an unfinished staircase at the end of the workday.

The next morning, another contractor falls through the open space, sustaining injuries. The business is legally liable for medical costs and damages.

Why Choose Us?

✅ Customized Coverage: We tailor policies to fit your unique business needs.

✅ Competitive Rates: Get the best value for your insurance investment.

✅ Expert Support: Our team is here to guide you through the claims process with ease.

✅ Reliable Protection: Rest assured knowing your business is covered against unforeseen events.

Our Audit Process ensures tailored, optimised insurance solutions for each individual customer. Click to zoom:

Get a Free Quote Today!

Don’t leave your business vulnerable to risks. Contact us today to get a free quote and find the right commercial property insurance for your Edmonton business.